What is personal financial planning?

Maybe a lot of people think only companies need financial planning or budget, we ordinary people need it as well. Personal financial planning is a process, it is not a product. It is an organized with well planned system that create a strategies that will use any one or multiple personal financial resources to achive both short and long term goals.

The goal is financial freedom, free from worry about money.

So to get started we should ask ourself this three questions:

1. Where am i now from financial freedom perspective?
2. Where i want to go, am i intrested to be financially free?
3. How can i get there?
4. When should i start?

The first three i leave you to answer yourself but the forth one, let me answer it on your behalf.


Why? because time passess quickly, it is never too soon to start planning for tomorrow.



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